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Psychographics vs. Demographics: Do Financial Marketers Need a New Model?

In a white paper from the CUNA Marketing & Business Development Council, authors Kelley Parks and Lisa Taylor Phelps explore the application of psychographics as an alternative segmentation system ban... read more

ECN Capital Corp. (ECNCF) CEO Steve Hudson on Q3 2018 Results - Earnings Call Transcript

ECN Capital Corp. (OTCPK:ECNCF) Q3 2018 Earnings Conference Call November 12 ... in our core loan programs being sold to our bank and credit union partners. The third is the new loan products ... read more

The man behind a huge small-town bank heist wants out of prison

6 application, he said he should be released in order to "provide needed 'home care' for my 89-year-old widowed mother, the wife of a 'war veteran.'" His mother, however, died a week later, according ... read more

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Adventures with consumer lending, Missouri edition

The professor — I’m not using her name because it’s not fair for this story to be the most important thing about her as far as Google is concerned — is a longstanding member of Missouri Credit Union i... read more

Organizing Our Economy as if We Lived on a Single Planet: A Conversation with Douglas Rushkoff

They call it gold for millennials. It’s a hedge against the rest of the market. But that’s not what we ... a kind of half bank loan and half crowdfunding strategy? DR: An example like it is VSECU, Ver... read more

Albany woman struggles to cash MoneyGrams

She has been to Safeway, several banks and her former credit union in an ... and bills itself as the second largest money transfer company in the world. Gomez says she hasn’t had a bank account since ... read more

TRID is Everywhere; Cost of Regulation for Banks and Nonbanks

Is the residential loan officer job at a bank going to go the way of the pinsetter ... eliminate or revise several Call Report data items. These changes would not affect credit unions, but would simpl... read more

How to Design a Millennial Bank

Not only online. The full customer journey should be thought out to the finest detail. Even if a bank or credit union closes all the ... In our world where a consumer can order a meal, book a ticket t... read more


For many of our small business owner clients, a Small Business Administration (SBA) loan is a great alternative to funding through the usual lending channel of a bank or credit union ... SBA does not ... read more

RushCard fiasco one month later: What went wrong and how customers are coping

In order to work, prepaid card companies enlist help from two sources—a payment processor that handles day-to-day transactions and an actual bank to store funds customers ... she opened a checking acc... read more

Fiserv (FISV) Q1 2018 Results - Earnings Call Transcript

Fiserv, Inc. (NASDAQ:FISV) Q1 2018 Earnings Call May 1, 2018 5:00 PM ET Executives Paul Seamon ... We're pleased to announce that Navy Federal Credit Union, the largest credit union in the world with ... read more

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