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Open banking one year on: where are we?

If entrenched customer behaviour is going to change, concerns must be tackled head-on, with industry-wide changes and truly compelling propositions ... the past year from banks and fintechs leveraging ... read more

The Open Banking initiative: One year on — what’s changed and what can we expect?

At it’s heart, this initiative is really all about the consumer ... Santander), as well as smaller ‘challenger’ banks, FinTechs, consumer groups and other parties, to define and develop the required A... read more

Banks and Fintechs: Adversaries or Partners?

Some fintechs ... you can’t take a picture of the driving license,” he says. But regulators are trying to adapt. Changes are already taking place. Europe has recently introduced two ground breaking re... read more

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In 2019, customers may (finally) get some control of their financial data

Some fintechs ... element of the API approach to open banking is that it may leave small banks out. Credit unions, community banks and regional banks “may need several years to catch up and probably c... read more


Capital One's UK boss says technology is creating an 'amazing historical moment'

Capital One launched in the UK in 1996 and has just over 3 million customers here today. Newkirk says it can't take ... the fintechs, taken collectively will move the industry to a much better place f... read more

The Next Energy Leg

If they keep it up, we'll have a recession by 2020 because fiscal stimulus is largely unaffordable globally without expanding monetary policy. Watch the ECB to see if they really start to tighten ... read more

PayPal and Square quietly grow small business lending using data as their edge over banks

If you don't, you don't have an income and you can't grow," Chavenet ... As fintechs get bigger though, Frank said banks will most likely raise flags that a company like PayPal can "cherry pick" which ... read more

Open banking: the quiet digital revolution one year on

Respondents were also cynical that open banking was more self serving for finance companies ... and Starling that have truly embraced open banking, according to experts. “It’s easier for them with in- ... read more

Open Banking year one: Insights from the CMA9 and more

“2019 is set to be the year Open Banking really takes off, but this won’t happen without ... compelling API enabled propositions are still nascent in their development. The promise of Open Banking wil... read more

The outlook for fintech in Asia

KYC: Blockchain will change how businesses think about identity ... After a lot of ebb and flow, most banks, and for that matter even fintechs, have come to realize that one can’t do without the other ... read more

C# — good career choice or not?

The biggest competition in this area would be without any doubts Ruby on Rails ... it will be usually targeted towards Windows. You can’t really get a better framework for getting the job done than WP... read more

Thomas Reardon and CTRL-Labs are building an API for the brain

AMLG: So you were really in the ... do breakthrough work to change human input. But they’ve done nothing so far to change human output. That’s where we come in. You can’t have a successful immersive c... read more



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