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Fca Regulation Sees An Increase In Consumer Confidence For Loans - Latest News

Payday loan complaints see sharp rise despite new rules

Complaints about payday loans have risen ... the previous year. The increase was part of wider consumer concern about credit products - an area also worrying regulators at present. The City regulator ... read more

Peer-to-peer lending isn’t shadow banking: It’s now more transparent than ever

More recently, Zopa has become one of a handful of platforms to open up their loan books and provide ... has actively lobbied for greater regulation – again, we see FCA oversight as vital in fostering ... read more

Experian's (EXPGF) CEO Brian Cassin on Q2 2018 Results - Earnings Call Transcript

And moving onto Partner Solutions, this accounts for now 40% of the consumer services business. And it's a combination of our traditional affinity relationships and CSID. The business has turned the ... read more

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Innovative "Money Anxiety Index" Prepares the Banking Industry for the Bumpy Economy Ahead

In a lag analysis test of the ability of the index to alert the banking system of a looming recession and an increase ... regulation on reporting Current Expected Credit Losses (CECL), which mandates ... read more

A Home Equity Loan Is a Smart Choice as Rates Rise

At NerdWallet, we adhere to strict standards of editorial integrity to help you make decisions with confidence. Many or all of ... their balance owed and put it into a fixed-rate loan. “As you see an ... read more

Why bank M&A activity may increase in Alabama in 2018

I think we will see more Birmingham ... factor is bank regulation, with banks having more regulatory certainty than what they’ve had in the past. McCain cited the recent statement from Mick Mulvaney, ... read more

UK banks must bolster defenses against consumer loan defaults: Bank of England

On average, 20 percent of consumer loans would need to be written ... for financial stability and much regulation, though conduct and consumer protection is mostly the job of a separate body, the ... read more

Westpac warns against laws slowing lending

“The bigger issue is that not as many people—particularly investors—are applying for loans,” Mr Hartzer said. “We see this ... direction of regulation and government policy is having an effect on ... read more

CCAF: Startups & SMEs are Big Beneficiaries of UK Alternative Finance as Market Grows by 43% Year over Year

This is a dramatic increase of 50% versus ... lending and 32% of peer to peer consumer lending. According to the survey, 88% of loan-based crowdfunding platforms deemed existing FCA loan-based ... read more

UPDATE 2-Australia's ANZ to boost investor lending as mortgage book shrinks

ANZ said in a limited update that its home loan volumes shrank ... since at least December 2016. “Consumer sentiment has remained generally subdued with uncertainty around regulation and house prices ... read more

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