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Here's How the Social Security Retirement Benefit Formula Works

Your average indexed monthly earnings are then used to determine your basic Social Security retirement benefit, which is officially referred to as your primary insurance amount, or PIA. This is the number that, along with your age at the time you apply ... read more

Ask Larry: Can I Take Only Social Security Spousal Benefits At 66?

Social Security may ... the full retirement benefit? Should I not take the retroactive payment, and instead take it starting at 70? Thanks, George Hi George, If you haven’t yet filed for benefits, you will need to file an application in order to start ... read more

3 Ways to Boost Your Social Security Benefits

Social Security plays a key role for tens of millions of Americans, with most retirees relying to a large extent on the program for the money they need to cover basic ... the amount of your monthly benefit checks. Below, you'll find three things to ... read more

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Is Social Security Taxed? Here's What You Need to Know

“Taxpayers’ Social Security benefits are not taxable until their income reaches a certain level, which depends on your filing status.” If you currently draw income from a retirement account or pension, you could have to pay taxes on some of your ... read more

The Biggest Social Security Lies You've Believed

As the old adage goes, "what you don't know can ... it's not. Benefits for current and future retirees may need to be slashed by as much as 23% to ensure that payouts continue without interruption through 2091. But Social Security is not, and cannot ... read more

Undocumented U.S. immigrants cannot collect Social Security retirement benefits, despite what Donald Trump says

Can an undocumented immigrant collect Social Security retirement benefits ... Application for Travel Document, and Form I-134, Affidavit of Support (signed by a close relative). She should document her need for care and how it will be paid for. You ... read more

Tax Plans Pave Way for Massive Cuts to Medicare, Medicaid, Social Security

Speaker of the House Paul Ryan has a plan: To get rid of nasty deficits, he says, all we need to do is "grow the economy ... will likely include major cuts to Medicare, Medicaid and Social Security. The entire tax plan is built around one premise: that ... read more

5 Social Security Tips You Need to Know for 2018

Instead of leaping blindly into your golden years, learn some valuable tips to make the most of your Social Security benefits. Click through to learn these scary facts you need to know about Social Security. Tip No. 1: Don’t Depend on Social Security ... read more

How to Profit From a Spouse's Social Security Benefits—Even After Divorce

A big surprise about Social ... apply for spousal benefits without having your spouse’s earnings record in hand. You can’t always get that from Social Security ahead of time (try by making an in-person appointment). The surest way to get the numbers ... read more


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