3 Things You Should Do Before You Refinance Your Mortgage - Latest News

My second mortgage rate is too high! What should I do?

Before ... your LTV is 80 percent. A “combined LTV” or “CLTV” will apply to any refinance of your mortgage and second mortgage(s). In other words, the lender will add up the amount you ... read more

FHA Home Loans – Things You Need To Know

Because the mortgage is backed by the government, the FHA will reimburse a lender who makes FHA loans if a borrower defaults. The FHA does not make the actual loan; banks and lenders make the loan to ... read more

4 Things to Do Before Refinancing Your Student Loans

But before you apply for a student loan refinance ... do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisio... read more

3 Questions You Need to Answer Before Retiring

Your thoughts on this. (3) Should we pay off our current mortgage prior to retirement or keep it to maintain some kind of mortgage interest write-off during retirement?" Are you ready to go back to No ... read more

Taking Stock Before Refinancing Your Mortgage

it's time to start thinking seriously about refinancing your mortgage. But before you high-tail it to the nearest mortgage lender and fill out a mortgage application, there are eight things you should ... read more

How to Prepare If You Think You Might Lose Your Job

Preparing now can help you deal with the financial and emotional strain that comes with job loss. Here's how. Previously we featured 10 things you need to do ... you should refinance. If it does makes ... read more

Should You Refinance? Despite lower payments, maybe not

"But there are many factors you need to consider before doing so." This is what you should ... What type of mortgage do you have now? "Anyone with an adjustable interest rate needs to refinance, for c... read more

3 Things Homebuyers Need to Know About Mortgage Interest

That's because the lender must estimate the amount of interest they need to collect before the loan term is up. The simple way to estimate a payoff when you refinance your ... They should be able to c... read more

Knowing more about mortgage

If you are planning to buy a new house or refinance your current loan anytime in the near future, you will most likely have to go through the mortgage application process. Before you do, here are thre... read more

5 Things to Know About Mortgage Loans and Bad Credit

Believe it or not, your ... just 3.5% in equity. However, some folks can get a new mortgage or even do a cash-out refinance with a credit score as low as 550—but there’s a catch. You ... read more

Off-base: Avoid substandard military housing with your BAH and a VA mortgage

By the end of 2018, one in three military ... than just your mortgage payments. All this means you’ve some numbers to crunch and some thinking to do. But have you better things to do that ... read more